Silly Microsoft Points System Takes a Back Seat to Cash Money in Windows 8
Before we get ahead of ourselves, understand there hasn't been an official announcement by Microsoft. In lieu of that, The Verge reports that Microsoft is now defaulting to credit card transactions when purchasing music and movies from the Zune Marketplace in the final build of Windows 8. You can still use Microsoft Points, you're just no longer forced to use them.
This is great news for anyone that's fed up with converting points to currency. Microsoft sells its points at a conversion rate of 80 points per dollar, so to purchase a block of 1,600 points, you'd fork over $20. Barring the occasional deal, there really isn't much upside for gamers.
Assuming Windows 8 goes this route, it will be interesting to see if the Xbox 360 makes the same transition. Let's keep our fingers crossed.