Card.io Snaps A Photograph Of Your Credit Card, Makes Mobile Payments Easier - HotHardware
Card.io Snaps A Photograph Of Your Credit Card, Makes Mobile Payments Easier

Card.io Snaps A Photograph Of Your Credit Card, Makes Mobile Payments Easier

One of the biggest services hitting the market this year, at least on the mobile front, is mobile payments. Put simply, they're everywhere, and they're spread fast. The North American market has been slow to move towards this technology, but now that NFC, Google Wallet, and Square are making waves, it seems like every company in the world is trying their hand at something similar.


The newly announced Card.io SDK adds yet another new player to the mix, but it's a market that could stand the competition. Basically, this makes accepting credit cards via your iPhone even easier, as it taps into the camera to just photograph and process the card. A demo video below does a great job of showcasing what's possible here, and we're hopefully that it will come to Android, BlackBerry and the rest of the works soon.

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Is it really that hard to just type in the number? I wouldn't bother with this, seems more practical to type it in.

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Typing it in leaves room for error and is probably quite a bit slower. So say you were at a fair and processing credit cards for your merchandise you would probably end up with a line if you had a good product. I like the idea but I do agree that for now typing in the card is fine.

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Typing the credit card info is absolutely fine for me,Seriously what's the hurry?& Would still have to fumble with wallet to get card out to scan . Unless the digits are memorized.to enter.

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That is why I use Square personally. I have the hardware plug in card reader for my smart phone. This reader as well as the square app (where I can log in and type in a credit/debit card on any web interface the is bi-directional) make it easily accessible. On top of that the cost is figured into each transaction. It therefore makes no sense for me to pay $1-300 monthly for a standard credit/debit card reader.

On the other end as a personal credit/debit card payment ability for you personally (a personal digital wallet(credit debit payment method) contained in your phone) NFC wins. The thing is from what I have heard even if it is not active or enabled on your smart phone you can get a magnetic internal sticker that will enable it. I have also heard it is actually in most smart phones PCB, but it is not enabled, and this can be fixed in many cases with a mere software update if or when the hand set manufacturer decides to do so.

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I can understand the need to take a picture of your check but I can't understand how this'll make it easier.

As far as it goes, one of those card reader thingies would make mobile payments easier then taking a picture of it.

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TaylorKarras:

I can understand the need to take a picture of your check but I can't understand how this'll make it easier.

As far as it goes, one of those card reader thingies would make mobile payments easier then taking a picture of it.

I don't believe it actually takes a photo of the card but works more like the barcode readers do on the phone. Simply scans the card and submits it to the credit card clearing house.

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